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Key points from today's Budget


Here are the key points from today's Budget...


  • Employers National Insurance contributions up 1.2% to 15%. The threshold at which employers start paying NI will be lowered from £9,100 to £5,000 a year. However, the amount employers can claim back increased from £5,000 to £10,500.


  • National Living Wage up by 6.7% to £12.21 an hour in April. Minimum wage for 18-20 year olds up by 16.3% to £10 an hour in April.


  • Business rates – there will be a 40% discount for the retail, hospitality and leisure sectors. Lower rates for retail, hospitality and leisure businesses to be introduced from 2026/27. These measures apply to England only. Whether they apply in Wales will be a decision for Welsh Government.


  • Income tax & National Insurance thresholds to remain frozen until 2028/29. They will increase  in line with inflation after that.


  • Corporation tax rates to be frozen until at least the next General Election.


  • Fuel duty frozen next year & existing 5p per litre cut retained.


  • State pension triple lock retained.


  • Capital Gains Tax – lower rate increased to 18%, higher rate increased to 24%.


  • Inheritance Tax – frozen to 2030.


  • Smoking – hand-rolled tobacco duty up by inflation plus 10%, all other tobacco by inflation plus 2%, flat-rate duty on all vaping liquid from 2026.


  • Alcohol - Draught duty cut by 1.7% (1p off a pint in the pub). Duty to go up in line with RPI on non-draught products from February.


  • Electric vehicles – existing company car tax incentives to remain until 2028.


  • Air passenger duty – additional £2 per average economy flight; duty on private jet journeys to increase by 50%.


  • The 'non-dom' tax regime to be abolished.


  • Stamp duty for second homes to increase to 5% from tomorrow.


  • Windfall tax on oil and gas profits will increase to 38% and will now expire in March 2030.


  • VAT on private school fees will apply from January with legislation to follow in April to remove business rates relief.


  • Welsh Government to receive an extra £1.7 billion for 2025/26 to improve public services. There will be an additional £25 million for the maintenance of coal tips.

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